As Independent Financial Advisers, we believe that everyone should have a good understanding of their finances, and being more engaged with your pension is an easy step that your future self will thank you for.
Download our free informative PDF guide by clicking the image below to find out more about managing your pension savings effectively to gain a greater understanding of your savings for retirement.
Should you have any questions regarding your own pension savings or retirement plans, please do not hesitate to get in touch with an Independent Financial Adviser on 01463 242242 who would be happy to help.
Author: MacDonald Partnership
Published: 1st May 2024
April 2025 was a month defined by dramatic swings in global financial markets, driven largely by geopolitical developments and policy uncertainty emanating from the United States. The reintroduction of aggressive trade tariffs by President Trump – dubbed as...
As an employer, you will be well-aware of the increases in the National Minimum Wage (NMW) and employer National Insurance Contributions (NIC) for the 2025/26 tax year. Based on a salary of £33,000, the increase in NIC alone is an additional £901 per annum, placing...
Mr and Mrs Green, a Surrey-based couple, were looking ahead to retirement and wanted to make their dream of owning a second home in Spain a reality—sooner rather than later. They were eager to enjoy family getaways in the sun before fully retiring. I was introduced to...
Post-March Reflections: Tariffs Back on the Agenda Whilst this commentary focuses on market developments through March, it is worth noting that the main market narrative has shifted sharply in early April. On 2nd April, the US administration introduced a new wave of...
In January, many start the new year off by making resolutions and trying to stick to them, at least for the first calendar month of the year. Markets have echoed this new year sentiment, providing positive returns, with Global equities returning 4.2% and the Global...
This week has been an emotional one as, after 31 years of service, we say goodbye to a valued member of the Macdonald Partnership team – Anne Robertson. After assisting clients with their own financial plans and retirement goals over the years, Anne is leaving us to...
Starting from 6th April 2026, Agricultural Property Relief and Business Property Relief are expected to be capped at a combined value of £1 million. Any value exceeding this threshold may be subject to a 20% inheritance tax. Whilst individuals can also benefit from...
Stock markets in December felt as if they were readjusting for the year ahead rather than celebrating the previous 11 months. Whilst, sadly, we did not witness the annual ‘Santa Rally’ we usually experience in the month of Christmas, 2024 as a whole was a strong year...
We would like to wish you and your family a very Merry Christmas and a happy and healthy New Year. Thank you for being part of the MacDonald Partnership family; we are excited to continue supporting you throughout 2024 and beyond. This year our offices will be closed...
Your circumstances when you were first enrolled into a workplace pension scheme, compared to what your life may look like when you actually reach retirement age, are likely to be extremely different. Your income, attitude to investment risk, living costs, and your...
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